Portfolio control
NBFCs and Lenders
Unify account, device and repayment state so teams can prioritise review queues and approved actions.
PortfolioRisk queueResolution
Solutions
One operating layer for every device-finance channel.
Finlock NC gives lenders, retailers, distributors and fintech teams a shared control model for enrolment, repayment visibility and authorised device actions.
LendersPortfolio queues
RetailBranch handover
Finlock NCDevice-finance control layer
PolicyDeviceAccount
FintechIntegration states
NetworkPartner activity
Solution playbooks
Each channel gets a focused operating view.
The platform stays consistent underneath, while the day-to-day surfaces adapt to the teams using it.
Branch flow
Mobile Retailers
Help branch teams move from customer registration to supported-device handover with fewer blind spots.
- Customer and device pairing
- Handover readiness
- Branch-level visibility
Partner network
Distributors
Coordinate retailers, allocations and activity signals across a wider operating network.
- Partner hierarchy
- Allocation context
- Network activity views
API-ready layer
Fintech Platforms
Connect digital lending journeys with supported device enrolment and repayment-aware status models.
- Modular workflow layer
- Integration-ready states
- Communication triggers
Customer ops
Consumer Finance Providers
Support reminders, grace-period workflows, account states and responsible resolution journeys.
- Reminder configuration
- Grace-period logic
- Resolution visibility
Shared modelEnrollSupported provisioning and records
Shared modelMonitorAccount and repayment state
Shared modelActPermissioned policy workflows
Shared modelAuditTraceable activity history